I was with State Farm for almost 8 years before I finally switched. When I got them originally they were the cheapest by far. I got a quote from USAA and it was only going to be 85 bucks a month for full coverage on the MDX and Sentra vs the 160/mo I was paying at State Farm. Sometimes you just gotta switch. You could always call your current provider and say, here is the quote I got from this place, can you match it to keep me with you and if not then switch. Simple as that.
Not to mention my deductibles were less with usaa as well and still paying alot less. Needless to say, Im with USAA now.