Then you should know that wet wrap will play no role in metal fatigue, aside from oxidation.
I totally agree with you that wrapped mild steel headers will rust. I have never disputed this fact.
There is not much a normal person can do to prevent rusting of mild steel when used on a header. You would have to remove the top layer of material in an atmosphere lacking oxygen and coat it with something that acts as a barrier for oxidizers.
I have seen plenty of coated mild steel tubing start to rust. There is no getting around it.
The best solution for the normal person is high temp paint.
Then you don't have anything preventing you from wrapping.