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So the se-r is wrecked. They are saying it was my fault. I was pulling out of a parking lot into direction of traffic and the 2012 Malibu was pulling into the same lane from the opposite side of the road, I did not see him coming nor stop in the center lane and I nailed his front passenger side. The front wheel of his car was bent inso I assume it is totalled. Better yet I just found out my dad is 12 days late on his insurance (I'm insured in his policy) so I may not be covered. Both of us are OK, his car had to be towed and I drove mine home. Pics later.