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Thread: wrecked

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Posts: 11-20 of 25
2012-08-13 03:02:44
#11
Oh crap,Ricky.
Gimme a call.I may have options for you.
2012-08-13 03:14:41
#12
If your up right now give me a call. 7272229091 I don't like calling houses so late.
2012-08-13 03:20:06
#13
I am up,call me ,my long distance plan sucks donkey balls
352-516-7900
2012-08-15 14:01:22
#14
So insurance is screwing me. Doesn't look like they're gonna cover the accident not sure what's going to happen.
2012-08-15 14:10:45
#15
in florida, the guys insurance should fix his car, he will try and sue you but im guessing you dont own anything worth sueing for(ie. a house or property, no offense)...


call a local accident attorney and find out best/worst case senario...


good luck
Last edited by NissanGuy on 2012-08-15 at 14-12-41.
2012-08-15 14:26:52
#16
Correct. I own nothing but the ser.

I have horrible credit so I have been advised to let him sue me and then file bankruptcy.
2012-08-15 14:31:16
#17
Only thing I'm hoping for is to get it ruled no fault. I'm the shock of things I told the officer I was pulling out the opposite way of where I actually was. From the damage you can see my story doesn't line up so hopefully I'll have a chance to fight it. I was pulling into the center to turn left and he was pulling to the center from the opposite side and we crashed there. I think I told them I was making a right but I barely remember the accident. I was marked at fault for turning right into the second lane which was not what I was doing.
2012-08-15 15:00:01
#18
sending PM
2012-08-15 16:26:03
#19
If the insurance company had not officially notified your dad that his policy was canceled, I think they would have to cover the accident. Your state Insurance Commissioner's office might be of some help.
2012-08-15 17:06:39
#20
Was he late or was his insurance cancelled? there's a difference. Most state I have lived in they are not required to have your cancelled notice in anytime. If you don't pay you are not covered.

I would take this as a lesson learnt. If you were covered this would probably be a 50/50 accident and they would take both of your bills add them up and each agency would pay 50% of the total bill. Thing is you are not insured, however, an attorney is probably going to be able to fight this to a 50/50. Problem is you are going to have to front the money for an attorney. A contingency attorney makes his living off of the personal injury so there is no money for them so they are not going to take it.

So your options if you are screwed:
1. Make payment arangements with the insurance. Since the guys car is new he should have uninsured motorist coverage and that will kick in and his insurance will pay then come after you. Whatever you do make your payments. All states now will suspend your license if you do not pay for an accident.
2. Get an attorney and pay possibly more then the accident for a 50/50 claim that you will still have to pay on anyway.

The one thing going for you is the other guys car value. If the damage estimate is even .01 cent below 50% value they have to repair. I'm looking at it and it's probably going to be about 5-7K in damages to his car. Then again I can't see under the fender so ?????? I'm pretty good at geussing damages though so you will be paying about 5-7K. Make sure you ask for the estimate of repair, and just like they would, call the shop that is doing the repair. Also make sure the guy does not go out and rent a car that is not like his while repairs are getting done. Ask for that reciept as well.
Last edited by kcobabe on 2012-08-15 at 17-09-50.
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